Imagine, you're driving on a motorway, and coming back from a family vacation or a business trip when suddenly you find yourself indulged in a motorway accident. While this is one of the most distressing situation that can happen to anyone, you need to know a few things to make sure you take the right steps at that time regarding your health, safety, and insurance information.
1. Stay calm. Calming down allows you to have a look around and figure out what actually happened. Get each person out of the vehicles, and make sure everyone is not badly wounded. If anyone is severely injured, call an ambulance. Call the police as well. Either you could use your cell phone, or a roadside emergency box for informing police or calling the ambulance.
2. If you could just warn the imminent traffic on both sides of the road about the accident s to be able to avoid further damage. Turn hazard lights on if they could still work, and in case they don't work and your accident spot is around a curve, then move the vehicles away from the road if you can, or have someone stand before the curve to inform people.
3. If because of the accident there is a leakage of petrol or any other fluids from the vehicle, tell people to leave the place as soon as possible as it could burst into flames. If anybody is in it, try and get them out of the vehicle, but not at the cost of your own life.
4. Do not move wounded people around unless there is danger of a fire. There could be broken bones, internal bleeding, or anything else you could make worse by moving them. Leave them as they are, and wait for the ambulance.
5. In case you are having a camera, take pictures of the cars so that it could be used as evidence in case of an insurance claim. Try to exchange information with the other driver, and make sure you retain the full information and clear details of what exactly happened. Get the license plate number of the other car as well. Talk to the eyewitnesses and note their names and numbers so that you can get in touch with them later on if required. Do not admit your fault or talk about the accident with the other driver involved, as anything you say could be used against you.
6. As the authorities are able to make it to the site, give them complete information leaving nothing out voluntarily. This would help them in making a report of all that happened. This report could be used as evidence in case of an insurance claim. Make sure that you are present at the site till this step is complete.
7. Once you reach home, just call your insurance agent and inform him or her what happened. Send over pictures and a report of what happened, and arrange a meeting with them to discuss next steps. You will either file a claim with your own insurance company, or ask the other driver's company to pay for your damages if the accident was not your fault. Talk about this with you agent.
This information would help you in taking the right steps in case of an accident in order to stay safe and get possible compensation for it afterwards.
1. Stay calm. Calming down allows you to have a look around and figure out what actually happened. Get each person out of the vehicles, and make sure everyone is not badly wounded. If anyone is severely injured, call an ambulance. Call the police as well. Either you could use your cell phone, or a roadside emergency box for informing police or calling the ambulance.
2. If you could just warn the imminent traffic on both sides of the road about the accident s to be able to avoid further damage. Turn hazard lights on if they could still work, and in case they don't work and your accident spot is around a curve, then move the vehicles away from the road if you can, or have someone stand before the curve to inform people.
3. If because of the accident there is a leakage of petrol or any other fluids from the vehicle, tell people to leave the place as soon as possible as it could burst into flames. If anybody is in it, try and get them out of the vehicle, but not at the cost of your own life.
4. Do not move wounded people around unless there is danger of a fire. There could be broken bones, internal bleeding, or anything else you could make worse by moving them. Leave them as they are, and wait for the ambulance.
5. In case you are having a camera, take pictures of the cars so that it could be used as evidence in case of an insurance claim. Try to exchange information with the other driver, and make sure you retain the full information and clear details of what exactly happened. Get the license plate number of the other car as well. Talk to the eyewitnesses and note their names and numbers so that you can get in touch with them later on if required. Do not admit your fault or talk about the accident with the other driver involved, as anything you say could be used against you.
6. As the authorities are able to make it to the site, give them complete information leaving nothing out voluntarily. This would help them in making a report of all that happened. This report could be used as evidence in case of an insurance claim. Make sure that you are present at the site till this step is complete.
7. Once you reach home, just call your insurance agent and inform him or her what happened. Send over pictures and a report of what happened, and arrange a meeting with them to discuss next steps. You will either file a claim with your own insurance company, or ask the other driver's company to pay for your damages if the accident was not your fault. Talk about this with you agent.
This information would help you in taking the right steps in case of an accident in order to stay safe and get possible compensation for it afterwards.
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